Insurance Summary

All benefits offered are voluntary and require an employee contribution. Basic Life Insurance and AD&D are offered to employees at no charge.

Waiting Periods for Insurance

Medical, Dental, Vision, STD, LTD and Voluntary Life Insurance
30 days from employee's start date, effective the first day of the following month. (Example: Employee start date is 01/15/2008, eligibility date is 02/15/2008, effective date is 03/01/2008).

401(k)
Employees must work 6 consecutive months before becoming eligible. (Example: Employee start date is 01/15/2008, eligibility date is 07/15/2008).

Benefits Offered to PIC Employees

Medical - Blue Cross Blue Shield
• PPO Plan (Single or Family coverage)
• High Deductible Health Plan (Single or Family coverage)

Dental - Reliance Standard
• PPO Plan (Single or Family coverage)

Vision - National Vision Administrators
• Single coverage
• Employee +1 dependant
• Family coverage

Short Term Disability - UNUM
• 60% of employee's weekly salary to a maximum of $2,500 per week

Long Term Disability - UNUM
• 60% of employee's monthly salary to a maximum of $10,000 per month

AD&D - Greater Georgia Life
• $100,000

Basic Life Insurance - Greater Georgia Life
• $100,000

Voluntary Life Insurance - Greater Georgia Life
• Up to $500,000 (Employee)
• Up to $250,000 (Spouse)
• $5,000 or $10,000 (Child)

401(k) Retirement Plan - Morgan Stanley
• Company match 25% up to 6% of employee's contribution